Funki Finance Ltd Hong Kong |

Funki Finance break the boundaries of lending, introduce leading intelligent technology, offer a personalized online lending experience, and create a new era of financial technology. Through big data analysis and humanization of technology, breakthrough use of real-time data, accurate calculation of pre-control risks, tailor-made financial advice, consolidate advantages and develop a new dimension of digital online lending platform.

Funki Finance Limited (Chinese: 風奇金融有限公司) is wholly owned by a main board listed company – Rich Goldman Holdings Limited (SEHK: 00070, Chinese:金粵控股有限公司) and is a licensed financial institution regulated by the Money Lenders Ordinance (Cap. 163 of the Hong Kong Law) . The money lender license number is 0491 / 2022.



Funki Finance philosophy to ‘Leading the future with reform’. Through innovation, we offer a humanized and intelligence technology to create a brand new lending service to our customers in a new pattern.

A New era of living

Shooting commercials for the first time. This advertisement presents a sense of fashion technology and postmodernism, a new image that keeps pace with the loan times.

Home Mortgage

Home Mortgage Finance Company Limited (Money Lenders Licence:1020/2022) is a member of Funki Finance Limited and principally engaged in mortgage loans services. We specializing in professional property loan solutions to cater different customer needs, including the First Mortgage Loan, Second Mortgage Loan and Refinancing , without limitation on property types and age.


Personal Loan

Loan Services: Funki Finance provide different low-interest loan services, including personal loan, balance transfer, property owner loan, civil servants and professional loan and revolving credit..etc. Mr. Yip successfully received a personal loan for $1,500,000.00 for 12 months tenor, and the Annual Percentage Rate (APR) is 5.8%. The monthly repayment amount is HK$128,900.00 and the total repayment amount is: $1,546,800.00.

Personal Loan Calculator

Customers can use the personal loan calculator below to input different repayment periods and calculate the monthly repayment amount to match their repayment ability. Applying for a personal loan at Funki Finance do not require the stress test, but we will still advise customers to decide the amount of the personal loan according to their repayment ability.

Balance Transfer

Six months later, after finding a job again, his wife discovered that he owed nearly $300,000 in credit cards and interest. Introduced by a friend, he applied a balance transfer loan from Funki Finance and repaid all the credit cards debts.Mr. Cheng successfully received balance transfer loan for 108 months tenor, and the Annual Percentage Rate (APR) is 5.8%.The monthly repayment amount is HK$15,458.00 and the total repayment amount is: $371,000.00.

Property Owner Loan

The family expenses are a huge financial pressure to them. They noticed that Funki Finance offer large property owner loans do not require mortgage the property. The repayment period is from 6 months to the to 108 months. They have applied and Funki Finance offer them $2,000,000 loan. They have finally settled their financial difficulties.

Property Owner Loan

The Property Owner Loan is quick and simple. Any owners can apply for it. No mortgage deed, income and credit checks are required. There is no limit to the age of the property. Compared with personal loans, the loan amount is larger, the interest rate is lower, the repayment is flexible, and the monthly net interest repayment can also be selected* The actual annual interest rate is 16.26% (calculated on a 12-month repayment period), and the loan amount is based on the property appraisal. And personal credit status calculation, borrow more than ordinary personal loans to meet different capital needs!

Civil Servant & Professional Loan

including but not limited to civil servants, doctors, nurses, dentists, pharmacists, lawyers, accountants, engineers, actuaries, teachers, social workers, etc., holding professional licenses or registrations professionals, and any staff employed by public/semi-government organisations, Airport Authority and Hospital Authority.

Civil Servant & Professional Loan

Funki Finance offer Civil Servant & Professional Loan in low interest rates, including but not limited to civil servants, doctors, nurses, dentists, pharmacists, lawyers, accountants, engineers, actuaries, teachers, social workers, etc., licensed or registered professionals, and any Employed as staff in public/semi-government organizations, Airport Authority and Hospital Authority.


Money Lenders Licence: 0491 / 2022


Money Lenders Licence: 1020/ 2022


Warning : You have to repay your loans. Don’t pay any intermediaries.

Enquiry and Complaint Hotline: +852 3955 7100

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